Appraisal Desk Reviews


A desk review is required for each appraisal in the loan file. Our appraisal specialists will complete a thorough questionnaire while reviewing the appraisal in the file. This desk review is approved by all the agencies.

10% of all appraisals in the reviewed loan files must have a field review conducted to be in compliance with FNMA requirements. This evaluates the reasonableness of the appraisals used in the origination decisions.